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Jammu, September 26 (Vijay Kumar) – Various political leaders have welcomed the decision of the Union Minister for Human Resources,Kapil Sibal,to set up two central universities in Jammu and Kashmir.The state BJP State President Ashok Khajuria on Saturday said that with the HRD ministry’s final node to establish Central University in Jammu , the people of Jammu have registered one more victory and made it clear that the Kashmiri leaders can not take them for granted any more.

The state BJP today celebrated the opening of Central University in Jammu with party leaders dancing to the drum beats and distributing sweets at party headquarters.While addressing the party activists on this occasion Khajuria  said the real credit for getting Central University goes to the Central University Andolan Samiti (CUAS) which spearheaded the movement on the issue after bringing all the social, political and student organizations under its umbrella. The Samiti’s struggle forced the Union government to fulfil the commitment of setting up of a Central University in Jammu and not to tinker with the original decision.

He said the BJP is not against establishment of Central University in Kashmir valley but it would like to ask the present and previous governments in the state as what role they had played for seeking establishments of important institutions for Jammu when they were set up in the valley. Institutions like Regional Engineering College, Shere-e-Kashmir Institute of Medical Sciences (SKIMS), Bones & Joints Hospital were sanctioned for Kashmir and even International standard was accorded to Srinagar Airport, but none of the ministers /legislators hailing from the soil of Jammu in the governments then pleaded for setting up of such institutions in Jammu to remove the regional imbalance, Khajuria alleged.

 

 He also referred to investments by central government on various projects in Kashmir including water bodies while ignoring Jammu. Have the leaders in the government ever tried to remove such discriminations with Jammu, Khajuria asked ? If Jammu has now various institutions or projects, it is because of the struggle launched by the people of Jammu from time to time. He also regretted the role of Jammu ministers and legislators of Congress/NC for acting as sycophant to the ruling dispensations, which have always been Kashmir-centric. The BJP Chief appealed the people of Jammu to display the same unity which they had shown during the Darbar Move agitation, the Amarnath land row and the present one, to ensure justice and end of discrimination with Jammu.

 

Meanwhile Vice Chairman Panthers Party,Harsh Dev Singh,today said that the central Government has taken the right steps in defusing regional tension and conflict that had started destabilising peace in the state. Harsh Dev said that by clearing two central universities the Government has spared people of the state from odds and violence which they witnessed during the Amarnath land row last year.He said it seems that for the first time the state and the central Governments have taken cognisance of the regional aspirations.He said that hitherto people belonging to the Jammu region had been given a raw deal in every sphere of Government activity.He hoped that in future too the Government will not do anything that will hurt regional aspirations of the people of Jammu

 

On the Other hand Prof. Bhim Singh, Chairman of Panthers Party accused Central and the Congress-NC leadership in Jammu and Kashmir for playing fraud with the people of Jammu province as they have been doing for the past six decades.He equated HRD Minister’s declaration of two Central Universities in J&K as synonymous to robbing Peter and paying Paul.

However, the Centre’s trick may cost them heavily by this declaration as this literally amounts to accepting the existence of two states within a state. With the creation of two Central Universities in Jammu and in Srinagar, the Centre has accepted the existence of two political and geographical entities in the State of Jammu and Kashmir as they existed before the Treaty of Aitsar in 1846.

 

Congress and National Conference leaders appr eciated the role the PCC Chief.Saif-ud-Din Soz,and the Chif Minister,Omar Abdullah played in securing two central universities for the state.The party leaders said that “had not soz and Omar pleaded the case effect ively with Sibal and Manmohan Singh,”the state would have lost the right to have even one central university.”The party leaders wanted the state Government to identify land for the two projects so that whatever time had been wasted was made up by taking in hand the construction work of the two projects.

 

 

www.scoopnews.in

By groundreport.com

Technorati Tags: Media, News, Tech

You have just completed your college education. You’re very proud of the work that you have done to get your degree. One of the first things that you will probably want to do is to purchase a university diploma frame so that you can hang your university diploma on the wall where everyone can see it. There’s nothing wrong with that … unless your diploma came from a diploma mill.

A diploma mill is an institution which you can attend in order to receive a degree in many different areas of study. It looks a lot like a real college although it’s often a college that you attend solely online. The problem is that these schools are for-profit schools that don’t follow the regulations and standards that real colleges follow. They take your money and give you a diploma. If the school is a diploma mill, your college degree doesn’t count for much. And if you hang that diploma on the wall, people who see it may realize that you didn’t attend a real school.

Hopefully you did your homework before you applied to college. As long as the school that you attended was accredited then you have nothing to worry about (even if you did your whole degree online). If you have a diploma from a real school then go right ahead and hang it up. You should be proud!

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Economics as a subject is more than 200 years old dating back to the publication of Adam Smiths Book entitled, An Enquiry into the Nature and Causes of Wealth of Nations. In 1976, economics was not recognized as a separate branch of learning. Adam Smiths book presented first systematic study of economics. It led to the recognition of economics as a separate subject of study. That is why, Adam Smith is generally known as the father of economics.
Since then economics has been defined differently in different stages. The set of definitions given by different economists can be divided into the following categories:

1. Wealth definition given by Adam Smith

2. Welfare definition given by Prof. Alfred Marshall

3. Scarcity definition given by Prof. Robins

4. Growth definition given by A. Samuelson

Out of these, the most important definition is the scarcity definition given by Prof. Robins. In his book, an essay on nature and significance of economic science published in 1932 Prof. Robins has given the scarcity definition of economics as:

Economics is a science that studies human behavior as a relationship between ends & scarce means that has alternative uses.

This definition of economics give by Prof. Robins is based on the following 3 assumptions.

1. Human wants are unlimited i.e. as soon as one need is fulfilled another need arises and sometimes even before the fulfillment of first need.

2. The means or resources required to fulfill the human wants are limited and as such all the needs can not be fulfilled.

3. Scarce resources have alternative uses, that is, they can be put to different uses or they can be put to more than one use.

In general, we can say economics is about making choices in the presence scarcity. Scarcity and choices are important in economics. Study of the Choice Problem at individual, social, national and international level is what economics is all about.

Types of Economies
Now, you are clear with the definition of economics. Let us study the types of economies. There are 3 different types of economies:

1. Developed Economy
2. Underdeveloped Economy
3. Developing Economy

1. Developed Economy
Developed Economy refers to that economy where the level of national income and the per capita income is very high as well as high production, consumption, savings and investment. As a result, people living in developed economies have a higher standard of living, e.g. U.K, USA, Australia, Canada, etc. are examples of developed economy where people have a very high standard of living.

2. Underdeveloped Economy
Underdeveloped Economy is one where the level of income and the per capita income is very low. The reason for low national income and per capita income is either the unavailability of sufficient resources or under-utilization or non-utilization of resources on account of low level of technology. This situation results in low capital formation and technical development resulting in poor standard of living in the economy. According to a report, 2/3rd of the population falls under the underdeveloped economy.

3. Developing Economy
Developing economy is one where the per capita income and the national income are neither too low nor too high. In other words, a developing economy has a rising per capita income and national income. Such an economy, utilizes its resources and with the use of modern technology tries to achieve a higher economic growth rate. People living in developing economy enjoy better living of standard as compared to underdeveloped economy, e.g. India is a developing economy that has a lot of natural resources but due to absence of improved technology, these resources remain unutilized.

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Gregg Forscher originator of Discount Web
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By gforscher

Technorati Tags: Financial Planning

Have you ever experienced making a choice that was similar to picking a beautiful, shining apple, biting into it and finding out it was rotten on the inside? Looks can be deceiving, can’t they?

We make many choices in our lives that often lead to a similar scenario, from picking friends, to taking a job, to attending a workshop. It sounded (or looked) great, but later you found out it wasn’t as it seemed. Don’t judge a book by its cover.

This is so much like compulsive shopping. I’ve written about this subject before, but after seeing the movie Confessions of a Shopaholic recently, I think the subject is worth a second look.

I found the movie fairly entertaining. From the title, it’s easy to figure out what the movie’s about. It’s a story of a young, career minded woman who can’t control her spending. She buys and buys and buys. Her apartment is chock-full of clothes, purses, shoes etc.

Compulsive shoppers are driven to buy, whereas “normal” people purchase what they need and what they can afford. Shopping and buying act as “fixes” for spenders. When the “high” wears off, the urge to spend returns.

This was clearly the case for “Becky” in the movie. What disturbed me was that people laughed. It was seen as entertaining that piles of clothes fell out of her closet, that the creditors were chasing her down, and Becky had the ability to dodge them … at least for most of the movie.

And, like the pretty red apple, she was perfect on the outside. She wore beautiful clothes and everything matched; the envy of anyone around her… until it started to unravel. Then you saw the ugly, rotten part.

Well, I don’t want to spoil it for you, but to make my point, it all ended well. She paid her creditor and got the man and still dressed beautifully.

Unfortunately, this is not the true life of a compulsive spender. It can get much uglier and take much, much longer to reach a positive outcome, if ever.

In today’s economy, when money is tight, the Shopaholics continue to be in full force; shopping for sales and in thrift stores, which can give an extra hit: “Look at the bargain I just got!”

I recognize this disorder in the behavior. It’s not so much about how much money someone spends, but it’s the mood-altering effect that compulsive shopping has on an individual.

These questions can give you some insight into your own shopping behavior:

1. If you have money left at the end of the month, do you spend it?
2. Do you make minimum payments on your credit cards?
3. Do you feel anxious or nervous on days you are not shopping?
4. Does buying something make you feel better?

If you answered “yes” to any of these questions, please take a look at your behavior. Decide that the next time you have the urge to spend, you’ll stop and explore the feeling behind that “urge.”

This is an opportunity to dig for gold to find out what’s missing in your life and to seek it out. It’s not about buying another pair of black shoes.

Take the time to explore and gain an understanding of why you spend the way you do. You can either write about it or talk to a trained professional, or a trusted friend. Seek help. Like in the movie, there is a solution.

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Shelley Bayol became a Financial Recovery Counselor after her own relationship with money drove her to over $25,000 in credit card debt. Little by little, she paid off her credit cards, stopped spending impulsively and gained peace of mind and serenity around her financial life. Contact Shelley at her website www.findingfinancialbalance.com

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By sparkey

Technorati Tags: Financial Planning

In this recession some people will learn the hard way that managing money correctly is not something that can be postponed until your kids are teenagers. Managing what you earn is no easy task and you should set aside some time to do it a couple of days each time you get payed, that means that Thursday before your salary is deposited into your account you have to sit down and write down what is it exactly that you are going to do with your money.

Experts recommend a lot of things, and many smart people have written books on how to create a budget and what are the best practices to save money and spend your hard earned money wisely. So before the budget is casted in stone, inform yourself of what people who know what they are doing recommend for your case.

Actually there are gazillions of “money wizards” out there that tell you a lot of different things, but most of them agree on basic principals. Saving ten per cent of everything you earn is one of those advices that you will hear everywhere you look for financial advice. That may seem a bit drastic to you, specially if you are living check to check, but in reality it will help you think twice before buying anything, and so become much more responsible on the way you decide to spend your money, with the added benefit that when there is no income the person will have something to fall back on.

Try to avoid any type of credit. If you purchase everything with cash you won’t buy things you can not afford. Credit is a good thing if it is used only when the sky falls down, not to buy thatPlayStation, or to pimp out your ride. This is a common mistake a lot of people who just started earning money and has no real responsibilities. When they actually try to manage their money better it is more difficult because of the repayment of the borrowed amount. Stick to the basics, if you want a new fridge save until you have for a new one, or buy what you can afford, this will help to have less expenses when the income grows and the ability to purchase better things is actuallyattainable without more credit.

Never, and I mean never, use the money from the ten per cent you are saving for yourself to buy that refrigerator we where talking about. Instead do it as if you had already purchased the fridge with your credit card, pay a monthly fee to that account. That way you are true to the concept of saving money which is meant for retirement or for an emergency, and not just saving up to buy stuff.

After you have saved up and have had the good insight of keeping track on how is it that the paycheck is spent, and saved up quite a bit of money, the tricky part starts. Keeping the money in your checking account or savings account will not get you anywhere, it will actually make you loose money, that is because of inflation and the bank fees. Learning what to invest your hard earned savings will require some knowledge, but it is really recommended that you instead get an advice from a trusted professional and put that money to work, by investing in something, but that is the subject of a different article.

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I have created a program that will show you the exact system I’ve used to make up to $300,000 in a single month. You can even watch video proof inside my website. Be sure to check it out if you want to learn How To Be Rich at http://www.illshowyouhowtoberich.com.

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By socialight

Technorati Tags: Financial Planning